First home buyer guarantee
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First home buyer guarantee •
Less waiting, more moving, with a 5% deposit!
Saving for a first house deposit can feel like a constantly moving target. It feels like a game of catch-up! We get you, so what if we told you that buying your first home just got easier?
Backed by the government, the First Home Buyer Guarantee allows you to purchase your first home with a deposit as little as 5%. Yep, that's right—you don't need to keep saving to reach the typical 20%.
So you can stop waiting and start moving.
How does it work? Good question ...
Buy with just a 5% deposit. Take a smarter route into the market. You don’t need 20%. You just need a way in.
Skip LMI costs. Yep, that’s right. The government guarantees part of your home loan, which saves you thousands and provides security.
Move in sooner. Get into the market earlier, before prices move further out of reach. We have a range of homes available for you to move into now.
OK, WHAT NEXT?
Ready to make your move? Here’s what to do.
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1. Check your eligibility.
Use this quick online tool to see if you’re eligible for the First Home Buyer Guarantee. It’s quick and easy!

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2. Contact a participating lender.
They’ll access your eligibility, guide you through the process, and submit your application.

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3. Pick your home.
Browse our move-in-ready homes and find your fave. Go on, take a peek below!

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4. Put down your deposit.
All you need is a 5% deposit, and you’re good to go.

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5. Get your keys and move in.
Grab your keys, move in and make it yours!

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6. Become a home owner.
That’s it! You’re in your new home - throw a party, chill out or do whatever you want to do. It’s all yours.

PICK YOUR NEW HOME.
Got questions?
Get in touch.
We’re here to help, and our agent team is ready for you.
James Herbert – LJ Hooker